Second Opinion Public Insurance Adjusters

Covid 19 – Business Interruption / Loss of Income

Did your business suffer economic hardship during the government mandated shutdown? If you have a commercial insurance policy, you may be entitled to compensation from your insurance company.

Business interruption insurance, is part of a property insurance policy, typically it is triggered when your property is damaged or unusable as a result of a fire or natural disaster. Some policies also contain a civil authority clause that covers income loss if a government denies access to a business, such as if a fire at a neighboring property has made the area unsafe. This is what has happened during the outbreak.

Legislators in several states have introduced bills to force insurers to cover COVID-19 related claims for small businesses, even when policies have exclusions. A federal draft bill has been circulating to create a government backstop to share the costs. We will have to wait and see if this happens.

Call us and we will be happy to review your policy to see if there may be coverage. Your insurance companies appear to be denying all of these claims on face value but this might not be case and there may be coverage.

Let one of our experts assist you.

Damage from Riots and Civil Unrest

If your business sustained damage from the recent Riots and Protests call us to have one of our insurance professionals come out and review the damages and assist you in getting the claim paid properly so you can get your business back up and running as quickly as possible.

There has been some disinformation in the media that damages from the riots would not be covered by your insurance company. Most of the time this is incorrect as most policies cover these damages. However, there will be some policies that exclude the damages.

Let one of our experts assist you.

Who We Are

Second Opinion Public Adjusters are advocates for the home owners and business owners whom sustain damages to covered property. We assist people and businesses with their insurance claims. We are trained and licensed experts in the insurance claims field. We only work for the insured not the insurance company. We will help you maximize your insurance claim settlement in ensure that receive all of the money due to you according to your insurance policy.

Contrary to what most people think, the insurance company is not on your side. They are in business to make profits, one of the ways they do this is to delay, deny, or underpay valid insurance claims. In most cases taking advantage of unknowing policy holders. We are here to make sure that does not happen to our clients.

We currently have offices in Texas and Oklahoma

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Covid 19 – Business Interruption / Loss of Income

Damage from Riots and Civil Unrest

Who We Are

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